Privacy Policy
At Callan & Associates, safeguarding your personal information is a top priority. This Privacy Policy explains how Callan & Associates collects, uses, and protects your data and the choices you have regarding your information. By using Callan & Associates’ services or website, you agree to the practices described in this policy.
1. Information Collection
Callan & Associates may collect personal information such as your name, email address, phone number, and any other details you provide when you: Sign up for services. Contact Callan & Associates. Subscribe to newsletters or marketing updates.
This information is collected solely to enhance your experience with Callan & Associates and ensure effective communication.
2. Use of Personal Information
Callan & Associates uses your information for the following purposes:
To communicate with you about services, appointments, and confirmations. To send reminders regarding scheduled calls or deadlines.To provide relevant updates, newsletters, and marketing materials.
Callan & Associates ensures that all marketing communications are respectful, relevant, and designed to benefit the recipients.
3. Protection of Your Data
Callan & Associates employs robust security measures to protect your personal information from unauthorized access, misuse, or disclosure. All data is securely stored
and processed in compliance with applicable privacy laws and regulations.
4. Sharing of Information
Callan & Associates does not sell, rent, or trade your personal information to third parties. Information is only shared when required by law or when necessary to deliver
the services requested by you.
5. Opt-Out and Unsubscribe Options
Callan & Associates respects your preferences regarding communication. You may opt out of receiving marketing emails or text messages at any time by:
Clicking the "unsubscribe" link included in every email.Replying "STOP" to any SMS message.
Your request will be promptly honored, and no further marketing communications will be sent to you.
6. Your Rights
You have the right to access, update, or request the deletion of your personal information. To exercise these rights or inquire about your data, please contact Callan & Associates at [insert contact information].
7. Policy Updates
Callan & Associates reserves the right to update this Privacy Policy to reflect changes in practices, technologies, or legal requirements. Any updates will be posted on the website with the effective date clearly indicated.
Contact Information
If you have any questions or concerns regarding this Privacy Policy, please reach out to Callan & Associates at:
Email: [email protected]
Thank you for trusting Callan & Associates with your information. Callan & Associates is committed to protecting your privacy and ensuring your experience is both secure and transparent.
Disclaimers
Disclaimer for Callan & Associates
Last Updated: January 7, 2025
Interpretation and Definitions
Interpretation
The words with initial capital letters have meanings defined under the following conditions. These definitions apply regardless of whether they appear in singular or plural form.
Definitions
Callan & Associates refers to the financial services company described in this Disclaimer.Service refers to the website and services provided by Callan & Associates.You refers to the individual accessing the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Website refers to Callan & Associates, accessible from my401krollover.com.
1. Facebook/Meta Disclaimer
Callan & Associates is not affiliated, associated, authorized, endorsed by, or in any way connected with Meta Platforms, Inc. (formerly Facebook, Inc.) or its subsidiaries. All opinions, messaging, and claims on this website, social media pages, and communications reflect solely the views of Callan & Associates and not those of Meta or Facebook. Meta and Facebook trademarks, logos, and intellectual property are the exclusive property of Meta Platforms, Inc.
2. Page and Messaging Disclaimer
The information contained on the Service is for general information purposes only. Callan & Associates assumes no responsibility for errors or omissions in the contents of the Service.
Liability Disclaimer
In no event shall Callan & Associates be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence, or other tort, arising out of or in connection with the use of the Service or the contents of the Service. Callan & Associates reserves the right to make additions, deletions, or modifications to the content of the Service at any time without prior notice. The Service is provided "as is" and "as available," without warranty of any kind.
External Links Disclaimer
The Service may contain links to external websites not provided or maintained by Callan & Associates. Callan & Associates does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.
Errors and Omissions Disclaimer
While Callan & Associates strives to ensure the accuracy of the information provided, errors may occur. Changes in laws, regulations, or other factors may affect the accuracy or timeliness of the information. Callan & Associates assumes no responsibility for such errors or omissions.
Fair Use Disclaimer
Callan & Associates may use copyrighted material without always obtaining authorization from the copyright owner under the doctrine of "fair use" as provided in Section 107 of the United States Copyright Act. If You wish to use copyrighted material from the Service for purposes outside of fair use, You must obtain permission from the copyright owner.
Views Expressed Disclaimer
The views and opinions expressed within the Service are solely those of the authors and do not necessarily reflect the official policy or position of Callan & Associates. Comments made by users are the sole responsibility of those users. Callan & Associates reserves the right to remove comments at its discretion.
No Responsibility Disclaimer
The information provided by Callan & Associates is not intended as legal, accounting, or financial advice. It is recommended that You consult with a professional for specific advice tailored to your situation. Callan & Associates disclaims liability for any decisions made based on the information provided by the Service.
"Use at Your Own Risk" Disclaimer
All content is provided "as is" without any guarantees of completeness, accuracy, or timeliness. Callan & Associates disclaims any liability for decisions made or actions taken based on the Service’s content.
3. Earnings Disclaimer
Callan & Associates makes no guarantees or promises regarding earnings, income, or financial outcomes. Results from investments and financial strategies inherently involve risk, and there is no assurance of profitability, growth, or the attainment of specific financial goals. Despite implementing best practices for account security, Callan & Associates cannot promise or guarantee the prevention of losses or the realization of particular financial results. Each individual’s financial situation and results may vary significantly.
Contact Us
If You have any questions about this Disclaimer, You can contact Callan & Associates:
Email: [email protected]
Phone: [Insert Phone Number]
This Disclaimer is subject to change, and updates will be posted with the effective date noted above.
Terms & Conditions
Terms and Conditions for Callan & Associates
Last Updated: January 16, 2025
1. Acceptance of Terms
By accessing and using the website of Callan & Associates ("Website") and the services provided therein ("Services"), you ("User") agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must discontinue use of the Website and Services immediately.
2. Services Provided
Callan & Associates offers financial services, including but not limited to 401(k) rollover assistance and retirement planning. The information provided on the Website is for general informational purposes and should not be construed as financial advice. Users are encouraged to consult with a qualified financial advisor before making any financial decisions.
3. User Responsibilities
Users agree to use the Website and Services for lawful purposes only. You are prohibited from:
Using the Website in any way that violates applicable federal, state, or local laws and regulations.Engaging in any conduct that restricts or inhibits any other user's use or enjoyment of the Website.Introducing any viruses, trojan horses, worms, or other material that is malicious or technologically harmful.
4. Intellectual Property
All content on the Website, including text, graphics, logos, and software, is the property of Callan & Associates or its content suppliers and is protected by copyright and other intellectual property laws. Unauthorized use of any content may violate copyright, trademark, and other laws.
5. Limitation of Liability
Callan & Associates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Website or Services. This includes, but is not limited to, damages for errors, omissions, interruptions, defects, delays, computer viruses, loss of profits, or loss of data.
6. Third-Party Links
The Website may contain links to third-party websites for your convenience. Callan & Associates does not endorse or assume responsibility for any third-party content. Accessing linked sites is at your own risk, and you should review the terms and conditions of those sites.
7. Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to the practices described in the Privacy Policy.
8. Modifications to Terms
Callan & Associates reserves the right to modify these Terms and Conditions at any time without prior notice. Your continued use of the Website and Services constitutes acceptance of any changes. It is your responsibility to review these terms periodically.
9. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal action or proceeding arising under these terms shall be brought exclusively in the federal or state courts located in Florida.
10. Contact Information
For any questions or concerns regarding these Terms and Conditions, please contact Callan & Associates at:
Email: [email protected]
Phone: [Insert Phone Number]
By using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.