Hi there, so if you’re here then you must have a 401K still sitting with a former employer and if you're like most people...

You don’t know what the REAL cost of your 401K is. Almost everyone thinks their 401K is safe, just sitting there making them money...

To some extent, that’s true... IF you’re still with the employer.

Now, that 401K is protected by federal law. So, you will never lose your 401K account.

The employer-appointed custodian, the ones managing the company’s 401K will ALWAYS have your money.

But that’s NOT as much of a good thing as it sounds.

It can create issues, issues for you and your 401K...Issues that could take a LOT of peace out of your retirement. Which I’ll explain here.

I’m also going to show you how you can claim complete ownership of your 401K...So you have money that lasts through your retirement and can enjoy the time with your family in comfort...

Now before I show you how this works, let me introduce myself...

My name is Jim Callan, based in Tampa Fl. And for the past 18 years I’ve been helping people just like you with their retirement.

Now, odds are if you worked with that same employer for any substantial amount of time... You had a 401K with them. And no matter why you left the company...

For a better opportunity, to start your own business, due to a lay-off or downsizing...or retirement. Regardless of why... Your 401K is now just sitting there.

Unfortunately, many people choose not to make a decision about what to do with their 401k funds

Instead, they simply leave the funds behind with their former employers. While leaving your 401k with your former employer might be the easiest thing to do, it’s not always the best thing.

When you were still working for that employer, you were actively contributing into the 401k and the employer was as well if you had a company match.BUT when you leave an employer, those contributions stop...

And you need to consider that the company managing that 401K doesn’t work for free...And their profits come from YOUR account...

So even though your account value is hopefully earning interest...that money could be being devoured by fees...

Little by little, the money you SHOULD have for retirement is going into someone else’s pocket...

1% for this, 1% for that, 2% here...

By the time you’re ready to pull from your 401K, you could have lost A LOT of the gains... Another issue is that once you’ve left that employer...

Many custodians change your 401K to a non-employee account...And many of them charge a higher fee for former employees.

That 1% here and 2% there could increase.With no payments going into your 401K account... Those fees have nothing to offset themselves...

All those fees are bad enough...

But consider this, even though your 401K account is secure...What if the company closes, or files for bankruptcy...

Then it can be a long and difficult process to get your funds...Imagine starting your retirement with that burden.

Most people simply don’t know where to go, or what to do... and since you’ve already parted ways with your employer...You can roll your existing funds into an account you own...

Without paying any taxes, penalties or fees... By rolling it into an IRA, an Individual Retirement Account

Most people don’t know how to rollover their 401K into an IRA... and so they simply don’t do it. That’s where we can help...

If you’d like to find out how you can take control of your 401K with an IRA. I’d like to invite you to a call where we can discuss your situation.... go over the process and how it requires almost no effort on your part ...

We can also discuss Roth conversion options as well..

Just hit the button below and book a time for us to talk. Or if you want to do it the old-fashioned way, just pick up the phone and give me a call.

I appreciate your time today.

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